Brianna MillerIn a housing market defined by high interest rates and low inventory, savvy homebuyers are turning back the clock. They aren’t using a time machine; they’re using assumable mortgages. An assumable mortgage allows a buyer to take over a seller’s existing loan—including its original interest rate.
Brianna MillerIf you’ve been watching the housing market from the sidelines, you’re not alone. Over the past few years, affordability challenges have caused many buyers and sellers to pause their plans, waiting for clearer signals and better conditions. Heading into 2026, those signals are finally starting to align.
Brianna MillerAfter several years of high mortgage rates, uncertainty, and “wait-and-see” hesitation from both buyers and sellers, something important is happening beneath the surface of today’s housing market. Momentum is slowly building.